This statement piece is long enough to wear as a belt and short enough to wear as a necklace. Imagine this unique item on a black, navy, brown or white dress! Wow! Worn as a belt, you will have the Mother of Pearl in front and the tassel chain hanging down. Worn as a necklace, the tassel chain will hang on the side. It is 48 inches long, sterling silver, Mother of Pearl and adjustable. Very versatile.